What is Payment Gateway?
- Payment Gateway
- A Payment Gateway is a technology that processes electronic payments — credit/debit cards, UPI, net banking, wallets — between customers and businesses in a secure, real-time transaction.
Popular Indian Payment Gateways
Razorpay (developer-friendly, low MDR, UPI/cards/wallets/EMI), PayU (large volume processing, good for enterprise), CCAvenue (oldest, multi-currency), Instamojo (simple, good for solopreneurs/D2C), Cashfree (low fees, good API). All support UPI (zero MDR for P2P, low for P2M), which now accounts for 60%+ of digital payments in India.
Payment Gateway in ERPNext
ERPNext integrates with Razorpay (official Frappe app), PayPal, Stripe, and PayU via payment gateway connectors. When a customer pays an invoice via the Customer Portal, the payment gateway processes the card/UPI and ERPNext automatically creates a Payment Entry and marks the invoice as paid.
Infonoxe Technologies specialises in ERPNext implementation and custom software for Indian businesses.
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